Save 30% by using your HSA or FSA card
Your card is a payment option at checkout, next to credit card and the wallets.
How does paying with HSA or FSA save me 30%?
These accounts exist for one thing: paying with pre-tax money for what treats, eases or prevents a condition a provider has diagnosed.
Illustrative math, not tax advice and not a discount. Your savings depend on your own tax rates and your plan.
Try your own numbers
Federal, state and payroll tax combined, usually 20% to 35%.
Tax you never pay
on a order paid with pre-tax dollars at 30%
Illustrative only, not tax advice. Yearly contribution limits are in IRS Publication 969.
What happens at checkout

Pick HSA/FSA in the payment list
It sits with credit card and the wallets, not off in a separate flow.

Answer a few health questions
A licensed provider reviews your answers, not our products.

Pay, and your letter arrives by email
Use your HSA or FSA card, or split the order across two cards. Your letter of medical necessity arrives by email after you check out.
Shop HSA eligible items
HSA eligibleBaby & Adult Skin Soother: Natural Eczema Ointment for Dry, Itchy SkinFrom $22.99Shop
HSA eligibleEmily Skin Soothers Natural Soap for Itchy, Dry Skin with Chinese Herbs$8.99Shop
HSA eligibleEmily Hot Skin Soother for Red, Itchy SkinFrom $22.99Shop
HSA eligibleGrass Fed Tallow Soap | The Healthy Porcupine$12.99Shop
HSA eligibleGrass Fed Tallow Balm | The Healthy Porcupine$25.99Shop
HSA eligibleBodyceuticals Calendula Facial Cream$34.99Shop
HSA eligibleEmily Super Dry Soother for Thick, Dry EczemaFrom $22.99Shop
HSA eligibleEmily Skin Soothers Liquid Soap Soother - Shampoo & Natural Body Wash for Eczema with Chinese Herbs$20.99Shop
HSA eligibleBodyceuticals Organic Calendula Lip Balm$6.99Shop
HSA eligibleBodyceuticals Organic Calendula Salve$26.99Shop
HSA eligible20% Pine Tar Soap with Tallow | The Healthy Porcupine$12.99Shop
HSA eligibleBodyceuticals Organic Calendula OilFrom $26.99Shop
HSA eligibleTallow Bar Soap with Zinc | The Healthy Porcupine$12.99Shop
HSA eligibleBodyceuticals Organic Aloe Vera for Eczema Skin Soothing Spray$27.99Shop
HSA eligibleYoRo Naturals Nourish + Hydrate Cleansing Bar$10.99Shop
HSA eligibleEczemol OTC Topical Eczema Hydrogel Spray with Hypochlorous Acid (HOCl)From $20.99Shop
HSA eligibleBodyceuticals Organic Calendula Face Wash$34.99Shop
HSA eligibleChinese Herbal Eczema Routine | Emily Skin Soothers$49.99Shop
HSA eligibleSoothe My Skin Emu Oil Cream: The Ultimate Healing Solution for Your Skin$35.00Shop
HSA eligiblePure Emu Oil – Nature’s Miracle for Healthy, Radiant Skin$31.00Shop
HSA eligibleOn the Go Skin Soother Stick – Natural Relief for Itchy, Irritated Skin$17.00Shop
HSA eligibleEmu Oil Soap - Gentle and Natural Relief for Eczema-Prone Skin$16.00Shop
HSA eligibleBIA Eczema Relief Lotion with Colloidal Oatmeal$34.00Shop
HSA eligibleYoRo Naturals Calm + Protect Zinc Soap$10.99Shop
HSA eligibleTSW Relief Routine: 2 Steps | Emu Joy$42.30Shop
HSA eligibleBodyceuticals Facial Routine: 3 Steps$70.00Shop
HSA eligibleBIA Olive Oil & Shea Butter Soap for Dry, Eczema-Prone Skin$12.00Shop
HSA eligibleBIA Facial Oil for Dry, Sensitive & Eczema-Prone Skin$40.00Shop
HSA eligibleBIA Kids Eczema Relief Routine | Complete 30-Day Skin Barrier System (Age 4-12)$91.00Shop
HSA eligibleEczema Sleeves for Adults, Kids, Toddlers, Babies - Zinc-Embedded TENCEL™ | Remedywear$29.99Shop
HSA eligibleAdult Eczema & Psoriasis Gloves - Hypoallergenic Zinc-Embedded TENCEL™ | Remedywear$44.99Shop
HSA eligibleADULT Fingerless Eczema Gloves | Remedywear™ (TENCEL + Zinc)$34.99Shop
HSA eligible100% Organic Cotton Socks for Adults (Midweight) | Cottonique - 2 Pack$39.99Shop
HSA eligibleAdult Eczema Long Sleeve Shirt - Unisex | Remedywear™ (TENCEL + Zinc)$69.99Shop
HSA eligible100% Organic Cotton Front Closure Bra | CottoniqueFrom $50.99Shop
HSA eligibleAdult Eczema Leggings - Hypoallergenic Zinc-Embedded TENCEL™ Pants | Remedywear$69.99Shop
HSA eligibleADULT Eczema Socks | Remedywear™ (TENCEL + Zinc)$35.99Shop
HSA eligibleBoxer Briefs for Eczema and Jock Itch | Remedywear™ (TENCEL + Zinc)$49.99Shop
HSA eligibleHypoallergenic Bra for Eczema - Light Support | Remedywear™ (TENCEL + Zinc)$49.99Shop
HSA eligible100% Organic Cotton Gloves for Adults - 2 Pack | Cotton Comfort$45.99Shop
HSA eligible100% Organic Cotton Booties for Adults - 2 Pack | Cottonique$39.99Shop
HSA eligibleScratchSleeves Cotton Adult with Anti Scratch Mitts$39.99Shop
HSA eligible100% Silk & Organic Cotton Underwire Bra - Sunbleached | Julie May$109.99Shop
HSA eligible100% Organic Cotton Racerback SPORTS Bra for Eczema | Cottonique$45.99Shop
HSA eligible100% Organic Cotton Women's Drawstring Elastic Free Panties - High Waisted Cotton Brief Panties - 2 Pack | Cottonique$45.99Shop
HSA eligibleAdult 100% Organic Cotton Scratch Mittens with Fold Back Mitts | Cotton Comfort$79.99Shop
HSA eligiblePlunge Style Latex-Free Bra in Organic Cotton and Silk - Debbie | Julie May$109.99Shop
HSA eligiblePure Silk and Organic Cotton Brief - Champagne | Julie May$39.99Shop
HSA eligible100% Cotton and Silk Brief Panty - Debbie | Julie May$39.99Shop
HSA eligiblePure Silk and Organic Cotton Lingerie- Sunbleached Brief Panty | Julie May$39.99Shop
HSA eligibleAdult Eczema Mittens - 100% Organic Cotton Sleep Mittens | Cotton Comfort$85.99Shop
HSA eligible100% Organic Cotton Women’s Pointelle French Cut Bikini Panty | Q for Quinn$39.99Shop
HSA eligible100% Organic Cotton Bikini Panty for Women | Q for Quinn$25.00Shop
HSA eligible100% Organic Cotton Women’s Pointelle Tank Top | Q for Quinn$59.99Shop
HSA eligible100% Organic Cotton Womens Classic Brief Panty | Q for Quinn$26.00Shop
HSA eligible100% Organic Cotton Womens Pointelle Boxer Underwear | Q for Quinn$49.99Shop
HSA eligible100% Organic Cotton Adult Pajamas Pant for Eczema | Cotton Comfort$69.99Shop
HSA eligible100% Organic Cotton Pointelle Women's Thong Panty | Q for Quinn$39.99Shop
HSA eligibleTENCEL™ Sheet SetFrom $42.00Shop
HSA eligibleOrganic Cotton Allergy Pillow Encasement for Dust Mites & Sensitive Skin | AllergyCare™From $33.99Shop
HSA eligibleOrganic Cotton Mattress Encasement for Allergies, Dust Mites & Sensitive Skin | AllergyCare™From $139.99Shop
HSA eligibleOrganic Cotton Crib Fitted Sheet$109.00Shop
HSA eligibleOrganic Cotton Fitted Mattress Protector | AllergyCare™From $95.99Shop
HSA eligibleTENCEL™ Sheet Set - For Kids$112.00Shop
HSA eligibleOrganic Cotton Sheet SetFrom $359.00Shop
HSA eligibleOrganic Cotton Fitted SheetFrom $139.00Shop
HSA eligibleOrganic Cotton Pillowcase - SingleFrom $79.00Shop
HSA eligibleOrganic Cotton Duvet Cover SetFrom $399.00Shop
HSA eligibleScratchSleeves Cotton with Scratch Mittens for Kids (STRIPES)$26.99Shop
HSA eligibleKIDS Fingerless Gloves for Eczema | Remedywear™ (TENCEL + Zinc)$34.99Shop
HSA eligibleKids Eczema Long Sleeve Shirt - Zinc-Embedded TENCEL™ | Remedywear$59.99Shop
HSA eligibleEczema Gloves for Kids | Remedywear (TENCEL + Zinc)$42.99Shop
HSA eligibleKids Eczema Pants & Leggings - Zinc-Embedded TENCEL™ | Remedywear$59.99Shop
HSA eligibleEczema Socks for KIDS | Remedywear™ (TENCEL + Zinc)$35.99Shop
HSA eligibleEczema Pajamas for Toddlers & Babies in Cotton with Silk Mittens and Feet | ScratchSleeves$59.99Shop
HSA eligibleCotton Comfort 100% Organic Cotton Eczema Sleepsuit for Kids with Scratch Mitts and Footies$85.99Shop
HSA eligible100% Organic Cotton Gloves for Kids - 2 Pack | Cotton Comfort$42.99Shop
HSA eligibleCotton Comfort 100% Organic Cotton Footed Pants for Kids$75.99Shop
HSA eligible100% Organic Cotton Scratch Mittens Top for Kids - Closed Mittens | Cotton ComfortFrom $52.99Shop
HSA eligible100% Organic Cotton Eczema Mittens for Kids - Opening Mitten | Cotton Comfort$69.99Shop
HSA eligible100% Organic Cotton Crew Socks for Adults (Lightweight) -2 Pack | Cottonique$35.99Shop
HSA eligibleBIA Kids Skin Barrier Support & Eczema Gummies with L-histidine (Age 4-12Y)$45.00Shop
HSA eligibleBIA Infant & Toddler Skin Barrier Supplement (Age 3M-3Y)$25.00Shop
HSA eligibleOrganic Cotton Top SheetFrom $129.00Shop
HSA eligibleOrganic Cotton Duvet CoverFrom $219.00Shop
Questions before you buy? Talk to us.
Before you worry about it
No new account
No new account to open and no balance to top up. Bring the card your employer gave you.
Your order is not held up
The questions do not hold up your order, so you pay and check out as normal.
A provider reviews you, not us
A licensed provider reviews your answers, not our products.
Normal cards still work
Credit card is still a payment option at checkout, alongside the wallets, and nothing about this page changes that.
Common questions
What are FSA and HSA accounts?
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.
Can I use my HSA/FSA at The Eczema Company?
Yes. Pick HSA/FSA in the payment list at checkout, answer a few quick health questions, and pay with your HSA or FSA card the same way you would use any other card. If your order needs a letter of medical necessity, it comes to you by email after you check out.
Can I use my regular credit card instead?
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
What is a letter of medical necessity?
Under IRS rules, some things you buy count as a medical expense only when they treat a specific health condition, not when they are for general health. A letter of medical necessity is a licensed provider's written opinion that a product may treat a condition you have.
Here is how it works. You answer a few health questions at checkout. A licensed provider reviews your answers, not our products. The questions do not hold up your order, so you pay and check out as normal. Your letter arrives by email after you check out. Keep it, because your plan may ask to see it. Not everyone qualifies, and your plan makes the final decision on any claim.
Are there any fees?
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
When should I use my FSA/HSA dollars?
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
How long until I get my letter of medical necessity?
It arrives by email after you check out. If you do not see it, check your spam folder first, then reach out to us through our contact page and we will help.
I don't have an HSA/FSA. Can I still benefit?
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
I don't live in the US. Can I still use this?
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.
Use the card you already have
Pick HSA or FSA at checkout. Nothing else about your order changes.
See what is eligibleThe fine print
Some of what we sell may qualify as a medical expense under IRS rules. Some items need a letter of medical necessity, which is a written opinion from a licensed provider that a product may treat a specific condition you have. That review is done by a licensed provider through an independent partner, not by The Eczema Company. Not everyone qualifies. No product on this site has been reviewed or approved for you in advance.
A letter is not a guarantee that your plan will pay. Your plan administrator, the company that runs your HSA or FSA, makes that decision, and plans differ.
The Eczema Company is not a tax advisor, a medical provider, or a benefits administrator, and nothing on this page is tax, legal, or medical advice. For questions about your account or a claim, contact your plan administrator. For tax questions, talk to a tax professional.
There is a yearly cap on how much you can put into one of these accounts. The IRS publishes the current numbers in Publication 969.
